Are you 2 or more payments behind on your mortgage?

Do you have 1, 2, or even 3 mortgages on your property?

Are you worried about having a foreclosure on your credit report for the next 10 years?

Foreclosure will cost you thousands in higher borrowing rates for years to come!

We can help stop your real estate foreclosure.

When facing foreclosure, time is of the essence!

Facing Foreclosure? If you are facing foreclosure the best advice we can give you is ACT NOW! Not only can Foreclosure mean the loss of your home, it can also mean you may not be able to qualify for a loan again. You may never be able to buy another home at a market interest rate. You might not be able to take out a loan for your child's education. You may not even be able get a credit card again without paying a security deposit. Many people facing foreclosure simply do nothing and hope for a miracle. Don't fall into that trap! Some homeowners seek advice from a lawyer (and why not - a lawyer is supposed to have all the answers, right?) Maybe but then maybe not! Some homeowners act on their lawyer's advice and file bankruptcy thinking that all their problems are now solved. Bankruptcy does put a hold on everything, yes, but all it buys you is a little time. The end result is almost always the property still goes to auction and you now have a bankruptcy in addition to the foreclosure on your credit report.

Most homes can be saved from foreclosure by taking the proper action! Unfortunately, most people lose their homes needlessly- it does NOT have to happen to you!

You CAN avoid Foreclosure! There are options that can quickly eliminate your stress and frustration. Take charge of your life again with our help! Is it worth your piece of mind? Of course it is.

Frequently Asked Questions:

1. WILL THE COURT OR SHERIFF COME TO PUT ME OUT OF MY HOUSE? No, so long as your home has not yet been sold at a Sheriff's auction. Until this happens, remember - that home belongs to you subject to any other valid mortgages or liens on the property.

2. WHAT CAN I DO TO KEEP MY HOME? Basically, there are many steps you can take even though you may be way behind on your mortgage payments - so relax, and take a breath. It is possible to bring the mortgage current with a lump sum payment, an installment agreement over several months, or a repayment plan which can last from 3-5 years!

3. WHAT HAPPENS IF I DO NOT RESPOND TO THE FORECLOSURE WITHIN THE LEGAL TIME DEADLINE? Essentially, the case is over. The lender will then take steps to ask the Court for permission to sell your home, advertise the sale in a local news publication and have your home sold at a public Sheriff's auction.

4. SHOULD I TRY TO SEND MY LENDER SOME MONEY EVEN THOUGH IT IS NOT ENOUGH TO BRING MY MORTGAGE CURRENT? No, unless you have a written agreement with the lender that it will reinstate the mortgage, and dismiss the foreclosure suit, if you do so. If there is no written agreement, hold onto these funds until such an agreement is in place.

5. MY LENDER IS "WORKING" WITH ME. I'M OKAY, RIGHT? Wrong. This is not to say that you should not keep an open line of communication with your lender. However, the fact that you are "working" with the mortgage company does not protect your legal interests. A formal response to the lawsuit must be filed with the court before the legal response deadline expires.

6. CAN I STILL SELL MY HOUSE? Yes. Again, until your home is sold at a Sheriff's auction, it belongs to you, and you can sell it. However, the sale price, in most situations, must be sufficient to cover the entire loan amount, the loan arrearage and other costs incurred by the lender in the foreclosure, and any taxes or other liens which are on the property.

Please note that the above advice is very general in nature. Each case is different, and must be evaluated by a qualified professional in order to determine what is the correct course of action in your particular situation.

Our company specializes in solving your real estate related problems. Your search is over! Piece of Mind is a phone call away!

Stop waiting and worrying and call us now for a FREE & CONFIDENTIAL phone conversation. We've helped many others in your situation, and now it's your turn.

If you don't call, we can't help! 0922-8577616

Don't lose your property to foreclosure. Contact us now.

We are foreclosure experts!